AUDIENCE AND ELIGIBILITY

The site is intended for adults. We do not knowingly collect data from children. See the Privacy Policy for details.
 

INFORMATIONAL USE ONLY

All content is provided for informational and research purposes only. It is not legal, policy, investment, or strategic advice and should not be relied upon as such.
 

INTELLECTUAL PROPERTY

Unless stated otherwise, all content on the site is owned by Christopher Sanchez & Co. or its licensors and is protected by applicable laws.

• Limited non-commercial license: You may quote or repost brief excerpts for non-commercial purposes with clear attribution and a link back to sovfin.ai and to Professor Christopher Sanchez.

• No other rights: Any commercial use, republication, systematic copying, scraping, or text/data mining (including model training) requires prior written permission.

• Trademarks, logos, and names may not be used without permission.

ACCEPTABLE USE

Do not misuse the site. Prohibited uses include security probing, reverse engineering, automated scraping without consent, or any activity that disrupts or degrades the service.

 

THIRD-PARTY SERVICES
 

The site may rely on third-party providers (for example, hosting and analytics). We are not responsible for their websites or practices. See the Privacy Policy for details.

 

DISCLAIMERS

The site is provided “as is” and “as available.” We disclaim all warranties to the maximum extent permitted by law, including implied warranties of merchantability, fitness for a particular purpose, and non-infringement.

 

LIMITATION OF LIABILITY

To the maximum extent permitted by law, Christopher Sanchez & Co. will not be liable for any indirect, incidental, special, consequential, or punitive damages. Our aggregate liability for any claim related to the site will not exceed the greater of USD $100 or amounts you paid to us for the service, if any.

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INDEMNIFICATION

You agree to indemnify and hold harmless Christopher Sanchez & Co. and its personnel from and against claims, damages, liabilities, costs, and expenses arising from your use of the site or violation of these Terms.

 

CHANGES, SUSPENSION, TERMINATION

We may modify or discontinue the site or these Terms at any time. Continued use after changes take effect means you accept the updated Terms.

 

GOVERNING LAW AND DISPUTE RESOLUTION

These Terms are governed by the laws of the State of California, without regard to conflict of laws rules.
Binding arbitration; class-action waiver. Any dispute arising from or relating to the site or these Terms will be resolved by binding arbitration administered by the American Arbitration Association under its Commercial Arbitration Rules. Seat and venue: San Diego County, California. Language: English. You waive the right to a jury trial and to participate in a class or representative action. A court with jurisdiction may enter judgment on the award. You may seek individual injunctive relief in a court of competent jurisdiction for misuse of IP or unauthorized access.